Will checking my options affect my credit score?

Checking whether you prequalify places a soft inquiry on your credit report , which has no impact on your credit score. A hard inquiry is placed on your credit report only when you submit a completed application, and that inquiry could impact your credit score.

Who decides whether I am approved?

Approval decisions and loan terms come from the lenders that participate in the GreenSky® Program. Mr. Rooter Plumbing is not a lender and does not make credit decisions. Prequalifying is a helpful first step, but the final outcome depends on your completed application and the lender’s review.

How do I find out if I prequalify?

Select the prequalification link on this page to complete a short online form with GreenSky®. Once you finish, you will see whether you prequalify. Prequalifying does not guarantee that you will be approved for a loan, and you will still need to submit a completed application.

Does Mr. Rooter Plumbing offer financing for plumbing work in Oakland?

Yes. Mr. Rooter Plumbing of The Oakland-Berkeley Area offers access to financing through the GreenSky® Program to help you manage the cost of eligible plumbing repairs, upgrades, and installations. The financing itself is provided through the GreenSky® Program, not by Mr. Rooter Plumbing, and is subject to credit approval.

What financing plan types are offered?

Plan types in the GreenSky® Program can include deferred interest plans, zero interest loans, fixed rate loans, and mixed rate loans . With a deferred interest plan, interest is billed during the promotional period but is waived only if the full amount financed is paid before that period ends. A zero interest loan is interest-free across the loan term and calls for equal monthly payments. Fixed rate loans have one rate for the whole term and monthly payments, and an origination fee may apply. Mixed rate loans start with a promotional rate and then move to a fixed rate. The plans available to you depend on your project and your credit approval, and the lender provides the specific terms before you decide.

Do older homes in Oakland have more plumbing problems?

They can. According to census-based estimates, roughly 37 percent of Oakland homes were built before 1940, and many others date to the mid-1900s. Pipes installed in those years, such as clay or cast iron drain lines and galvanized steel supply lines, can corrode, crack, or clog with age. A plumbing inspection can show the condition of your pipes and help you prepare.

Which sewer lateral repairs and replacements are common in Oakland?

Aging clay and cast iron laterals can develop cracks, offset joints, and root intrusion, and some homes still have the original line from the street. Repairs may include spot repairs, relining, or full replacement , depending on what a camera inspection finds. Oakland is also covered by EBMUD’s regional private sewer lateral ordinance, which can call for a compliance certificate when a property is sold, a major remodel is completed, or a water meter size changes. Ask our team how it applies to your property.

What types of plumbing projects can I finance?

Financing is intended for residential plumbing repairs, replacements, upgrades, and installations , although some products or services may not be eligible. Your Mr. Rooter Plumbing team can tell you whether your specific project is eligible before you apply.

Can I use my own financing instead?

You’re welcome to ask our team about other payment options. Any financing you arrange on your own is separate from financing through the GreenSky® Program, and its offers, terms, and disclosures come from that other provider.

What happens after I prequalify?

Next, you can discuss your project with our team along with the financing options that may be available to you. If you choose to move forward with financing, you will complete the full application for the program lender’s review. Once the details are settled, we will work with you to schedule your service.

Plumbing Repair and Replacement Financing in Oakland, CA

Buy Now, Pay Over Time.

Oakland is known for its historic neighborhoods and older homes that come with plumbing that needs attention. Mr. Rooter Plumbing of The Oakland-Berkeley Area works with the GreenSky® Program so you can move forward with repairs, replacements, or sewer work and pay over time.

Financing provided by GreenSky®

See if You Prequalify

Residential
Commercial

Let Us Call You

First Name*

Last Name*

Email*

Phone Number*

Street Address*

ZIP Code*

Yes! You can text me service reminders and other messages.

By checking this box, I agree to opt in to receive automated SMS and/or MMS messages from Mr. Rooter Plumbing, a Neighborly company, and its franchisees to the provided mobile number(s). Message & data rates may apply. Message frequency varies. View Terms and Privacy Policy. Reply STOP to opt out of future messages. Reply HELP for help.

By entering your email address, you agree to receive emails about services, updates or promotions, and you agree to the Terms and Privacy Policy. You may unsubscribe at any time.

We Make Paying for Your Service Easy!

Check Prequalification
Receive your prequalification within minutes.
Flexible payment options help you manage your payments comfortably.
Our flexible payment options make financing your service hassle-free.

Customer Reviews

View All Reviews

B

Alejandro Becerra is a star! He came in successfully where two other plumbers failed, one , from lack of experience and knowledge, the other from incompetence and dishonesty. Alejandro diagnosed the problem and proposed an excellent alternative solution. He then completed the job in only one day, when he had estimated it would need two. He was cheerful, friendly, and efficient. He left our bathroom spotless. ¡Además, podíamos conversar en español!

Brian McKibben
4.9/5
★★★★★
M

Carlos from mr.rooter was incredible working with our pedestal bathroom sink and getting the drain flowing back again.

Miranda Jackson
4.9/5
★★★★★
M

Carlos was great and very helpful

Malcolm Turner
4.9/5
★★★★★
P

Carlos Sanchez did a great job!!!

Priscilla Rice
4.9/5
★★★★★
N

Good

Nay Linn
4.9/4
★★★★★

The Neighborly Done Right Promise® delivered by Mr Rooter Plumbing®, a proud Neighborly company.

Book Online

How Do Payment Plans Work?

Step 1

Apply in Minutes

Fill out our online form. It takes just a few minutes to complete!
Step 2

Prequalify in Minutes

Receive your payment plan within minutes of applying.
Step 3

Choose Your Option and Schedule Service

Choose the payment plan that works best for you and schedule service.

Financing That Fits Your Budget

More than a third of Oakland homes date back to before 1940, so plumbing projects here can run bigger than expected. Original clay or cast iron drain lines, aging galvanized supply pipes, and tree roots working into cracked sewer laterals can all show up in Oakland neighborhoods.

Sewer laterals also come with local rules: under the East Bay Regional Private Sewer Lateral Program, Oakland property owners may need an EBMUD compliance certificate when selling, completing a major remodel, or changing a water meter size. Mr. Rooter Plumbing of The Oakland-Berkeley Area can inspect your plumbing and explain your options, and financing through the GreenSky® Program may help you spread out the cost of eligible work.

See if You Prequalify

Financing That Fits Your Budget

Residential
Commercial

Let Us Call You

First Name*

Last Name*

Email*

Phone Number*

Street Address*

ZIP Code*

Yes! You can text me service reminders and other messages.

By checking this box, I agree to opt in to receive automated SMS and/or MMS messages from Mr. Rooter Plumbing, a Neighborly company and its franchisees to the provided mobile number(s). Message & data rates may apply. Message frequency varies. View Terms and Privacy Policy. Reply STOP to opt out of future messages. Reply HELP for help.

By entering your email address, you agree to receive emails about services, updates or promotions, and you agree to the Terms and Privacy Policy. You may unsubscribe at any time.

Oakland Plumbing and Financing Questions

Have questions before you get started? These answers cover plumbing in Oakland homes and the basics of financing through the GreenSky® Program.

Yes. Mr. Rooter Plumbing of The Oakland-Berkeley Area offers access to financing through the GreenSky® Program to help you manage the cost of eligible plumbing repairs, upgrades, and installations. The financing itself is provided through the GreenSky® Program, not by Mr. Rooter Plumbing, and is subject to credit approval.
They can. According to census-based estimates, roughly 37 percent of Oakland homes were built before 1940, and many others date to the mid-1900s. Pipes installed in those years, such as clay or cast iron drain lines and galvanized steel supply lines, can corrode, crack, or clog with age. A plumbing inspection can show the condition of your pipes and help you prepare.
Aging clay and cast iron laterals can develop cracks, offset joints, and root intrusion, and some homes still have the original line from the street. Repairs may include spot repairs, relining, or full replacement, depending on what a camera inspection finds. Oakland is also covered by EBMUD’s regional private sewer lateral ordinance, which can call for a compliance certificate when a property is sold, a major remodel is completed, or a water meter size changes. Ask our team how it applies to your property.
Plan types in the GreenSky® Program can include deferred interest plans, zero interest loans, fixed rate loans, and mixed rate loans. With a deferred interest plan, interest is billed during the promotional period but is waived only if the full amount financed is paid before that period ends. A zero interest loan is interest-free across the loan term and calls for equal monthly payments. Fixed rate loans have one rate for the whole term and monthly payments, and an origination fee may apply. Mixed rate loans start with a promotional rate and then move to a fixed rate. The plans available to you depend on your project and your credit approval, and the lender provides the specific terms before you decide.
Select the prequalification link on this page to complete a short online form with GreenSky®. Once you finish, you will see whether you prequalify. Prequalifying does not guarantee that you will be approved for a loan, and you will still need to submit a completed application.
Checking whether you prequalify places a soft inquiry on your credit report, which has no impact on your credit score. A hard inquiry is placed on your credit report only when you submit a completed application, and that inquiry could impact your credit score.
Approval decisions and loan terms come from the lenders that participate in the GreenSky® Program. Mr. Rooter Plumbing is not a lender and does not make credit decisions. Prequalifying is a helpful first step, but the final outcome depends on your completed application and the lender’s review.
Financing is intended for residential plumbing repairs, replacements, upgrades, and installations, although some products or services may not be eligible. Your Mr. Rooter Plumbing team can tell you whether your specific project is eligible before you apply.
You’re welcome to ask our team about other payment options. Any financing you arrange on your own is separate from financing through the GreenSky® Program, and its offers, terms, and disclosures come from that other provider.
Next, you can discuss your project with our team along with the financing options that may be available to you. If you choose to move forward with financing, you will complete the full application for the program lender’s review. Once the details are settled, we will work with you to schedule your service.

Loans for the GreenSky ® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky ® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky ® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

DONE RIGHT PROMISE

We stand by the promise to do the job right. Our independently owned franchise owners will perform services in a professional, workmanlike manner, consistent with industry standards. If you believe the job was not done right, contact your local franchise owner within 1 year and they will re-perform the services at no additional cost to you. In the event you are still not satisfied, our liability is limited as set forth below.

DISCLAIMER OF CERTAIN WARRANTIES

Because we are a services company and do not manufacture products, we only warrant their services with the “Done Right Promise.” Except as otherwise provided or where prohibited by law, we provide no further warranty as to the services and all third-party manufactured materials or goods provided or installed in connection with the services are provided without warranties by us of any kind, either express or implied, including but not limited to warranties of title, implied warranties of merchantability or fitness for a particular purpose, or non-infringement of third-party rights.

To the maximum extent permitted by applicable law, we and our independently owned franchise owners make no representations and expressly disclaim the above warranties including any as to the reliability, quality, or performance of any third-party manufactured materials or goods or installed in connection with our services.

EXCLUSIONS

The “Done Right Promise” is subject to the following exclusions: (i) services that you request be re-performed that were not originally agreed to be performed for you; (ii) losses or inability to perform arising out of acts of nature or other force majeure event; (iii) losses or inability to perform arising from the acts or omissions of you or a third party; (vi) losses or inability to perform arising from a manufacturer’s or a product’s defects; (v) losses or inability to perform due to unforeseeable or latent defects in the premises or property; and/or (vi) services that you request be re-performed but for which you have not previously paid in full.

LIMITATION OF LIABILITY

OUR LIABILITY IS LIMITED SO WE CAN PROVIDE PROFESSIONAL SERVICES AT A REASONABLE PRICE. EXCEPT AS OTHERWISE PROVIDED OR WHERE PROHIBITED BY LAW, IN NO EVENT UNDER ANY THEORY OF LIABILITY SHALL WE, OUR FRANCHISE OWNERS, OR OUR AGENTS BE LIABLE FOR ANY LOSS OR CLAIM ARISING FROM INJURY TO PERSON OR PROPERTY, PRODUCT DEFECT OR FAILURE, ACTS OR OMISSIONS BY YOU OR A THIRD PARTY, LOSS OF USE, PROFITS, OR OPPORTUNITY, AND/OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, REGARDLESS OF WHETHER WE, OUR FRANCHISE OWNERS, OR OUR AGENTS HAD NOTICE OF THE POSSIBILITY OF SUCH LOSS, CLAIM, OR DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE ABOVE LIMITATION OF LIABILITY, IT MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS. IN THE EVENT THE ABOVE LIMITATION OF LIABILITY DOES NOT PRECLUDE LIABILITY OR IS FOUND UNENFORCEABLE, YOU AGREE YOUR EXCLUSIVE AND SOLE REMEDY FROM US, OUR FRANCHISE OWNERS, OR OUR AGENTS IS LIMITED TO THE MONETARY AMOUNT PREVIOUSLY PAID BY YOU FOR THE SERVICES.